MONITOR / OPERATE
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● Encrypted local ledgerBalances are end-of-day anchors. Transactions on or before the anchor are history, not additional cash. Pending items are excluded from posted balances.
Click a transaction row to edit, or focus it and press Enter or Space. Changes are saved only with Save record. Drag a header divider to resize; focus a divider and use Left/Right arrows. Swipe the table sideways for more columns.
Positive targets; expenses shown as positive consumption. Posted actuals only. Verified transfers and pending transactions excluded; split categories included.
Planned income and bills, not bank instructions. No automatic payment or actual-to-schedule matching. Month-end rules clamp to the last day, then return to the original day.
Suggested bills from your transactions
Projection, not reconciliation. Anchor + posted actuals + selected scheduled occurrences. Transfers affect account cash. Actuals and schedules can double count the same bill; review your explicit policy. All-schedules mode includes occurrences since the anchor, even before the displayed range. No bank-holiday adjustment.
Preview, review, then commit
In Microsoft Money, export each account to QIF (preferred for categories/splits), OFX or CSV. Proprietary .mny conversion is not supported. Budgets and scheduled bills may need manual migration.
Add ledger account before previewing: enter and save your own opening balance and as-of date. The anchor is the end-of-day balance, not an extra deposit; earlier history does not change it.
Reuse saved Plaid connection snapshot
Not live sync. This explicit action reads only the existing encrypted local connector snapshot and saved classifications on this server. No bank request, Plaid Link, new connection or billable product is enabled. No encryption key upload is needed. Choose a saved source account and the destination above, preview transactions, then commit. Pending status, saved Money categories and notes are retained. Verify transfers yourself. Snapshot balances and recurring streams are not imported; anchors stay unchanged.
No saved snapshot has been read this session.
Portable backup / export
Export transactions CSVCSV is plaintext financial data. Protect it. Full encrypted backups also require the salt and route files. No existing Plaid snapshot is read automatically. Offline loading requires explicit selection and preview.